Author: Kedar DeshpandeKedar deshpande is a Chartered Accountant and has held important positions in a large Multinational Bank, a Rating Agency and a Systemically Important NBFCs over the last 20 years. Currently he heads the NBFC Onward Lending and Structured Finance vertical of Profectus Capital Pvt. Ltd. While finance continues to be his current passion, he aspires to be a change agent and continues to work in this direction.