At Profectus Capital, we count on our team to make a difference in the SME Lending space. We offer progressive career paths to motivated young professionals across our branches.With our diverse workspace and vibrant working culture young professionals often excel in their careers with us.

Our current employee strength is nearing 500 and we aim to onboard close to 700 employees by this year-end. We have achieved an employee engagement score through an independent survey of 78%. We continue to design our employee engagement proposition around care, compassion & concern that provides an open culture to celebrate a spirit of enthusiasm, fun & excitement at work. So If you are a team player, enjoy challenges and have an eye for detail, Profectus Capital is the place to be.

Profectus Capital is an equal opportunity employer and makes no distinction based on caste, creed, religion, gender, and orientation.

Current Openings

Branch Credit Manager - Mumbai

Position – Branch Credit Manager – EML/ SME loans

Specific Responsibilities –

Underwriting of EML & SME (medical equipment/
machinery funding, School funding) cases
Make optimal use of the Loan Origination System and Loan
Management system
Maintain Credit TAT
Manage Credit Underwriting as per policy
Monitor Delinquency and NPA to budgeted levels for the
product
Manage Credit Cost as per approved budgets
Give feedback to Credit Policy based on experience of
underwriting
Data Slicing/ Analysis and publishing of the reports
PDD monitoring
Industry Analysis

Key Performance Indicators –

TAT
Portfolio Quality
Quality of Appraisal
Cost Management
Implementation of Processes

Experience – Credit Underwriting Experience of minimum 3-5 years

Technical Competencies –

Positive, pro-business attitude
Excellent Analytical skills
Communication and Presentation skills
Product knowledge
Ability to understand asset type and its viability
Ability to read and understand legal and technical
reports and valuations related to properties financed by
the company

Personal Attributes –

Presentation Skills
Communication Skills
Analytical Skills
Sincere
Liasonsing skills

Mandatory Education Qualification – Chartered Accountant / MBA (Finance) full time only

Branch Credit Manager - Pune

Position – Branch Credit Manager – EML/ SME loans

Specific Responsibilities –

Underwriting of EML & SME (medical equipment/
machinery funding, School funding) cases
Make optimal use of the Loan Origination System and Loan
Management system
Maintain Credit TAT
Manage Credit Underwriting as per policy
Monitor Delinquency and NPA to budgeted levels for the
product
Manage Credit Cost as per approved budgets
Give feedback to Credit Policy based on experience of
underwriting
Data Slicing/ Analysis and publishing of the reports
PDD monitoring
Industry Analysis

Key Performance Indicators –

TAT
Portfolio Quality
Quality of Appraisal
Cost Management
Implementation of Processes

Experience – Credit Underwriting Experience of minimum 3-5 years

Technical Competencies –

Positive, pro-business attitude
Excellent Analytical skills
Communication and Presentation skills
Product knowledge
Ability to understand asset type and its viability
Ability to read and understand legal and technical
reports and valuations related to properties financed by
the company

Personal Attributes –

Presentation Skills
Communication Skills
Analytical Skills
Sincere
Liasonsing skills

Mandatory Education Qualification – Chartered Accountant / MBA (Finance) full time only

Contact Us

+91-22-4919-4444

Email

careers@profectuscapital.com

Testimonials

Head-Sales-EML

“Bharat Mahapatra (Proprietor) says, “Profectus is one of the youngest & fastest growing clustered oriented NBFCs to offer best possible experience & exposures to your career on lending to MSMEs"

Company Secretary-Legal & Compliance

“Nitin Pangarkar (Proprietor) says, “Profectus is a professional organisation with strong promoter support, experienced management, employee oriented policies and transparent/positive company culture. Well-articulated Business model and risk management strategies of the Company reflects its vision to be an industry leader in coming years"

Head-Treasury

“Hemant Sethia (Proprietor) says, “PCPL provides an excellent opportunity to participate in the growth of the company, develop multi-functional expertise and simultaneously create wealth like an entrepreneur"

Head - Product strategy & Product

“Kedar Deshpande (Proprietor) says, “Profectus cultivates a culture of professional and personal excellence within each one of us"

Head-RCU & Collection

“Ganesh Aparaj (Proprietor) says, “Profectus Capital provides a challenging working environment, with big opportunities to learn”

Head Policy & Supply Chain Credit , Risk - Policy

“Subhash Shetty (Proprietor) says, “At Profectus, there is an amazing camaraderie across all functions, and it has such a wonderful culture where every opinion counts. Profectus follows an open-door policy, and the senior management is always accessible to all its employees. Also, there is a constant endeavour to train and empower people to take higher responsibilities”

Career